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Maximize Your Loan Potential with Capital City Mortgage – Your Trusted Mortgage Broker in Lincoln and Omaha, NE

Looking for the best mortgage solutions in Lincoln or Omaha, NE? Look no further than Capital City Mortgage. We are your trusted partner in navigating the complexities of the mortgage market, providing tailored solutions to meet your homeownership dreams.

Unlocking Competitive Interest Rates

At Capital City Mortgage, we understand the significance of interest rates in your mortgage journey. Our expert team diligently monitors the market to ensure you get access to the most competitive rates available in Lincoln and Omaha. Whether you’re a first-time homebuyer or refinancing your current mortgage, we strive to secure the lowest rates for you.

Comprehensive Mortgage Loan Options

We offer a wide array of mortgage loan options to suit your unique needs. From conventional loans to FHA and VA home loans, our diverse portfolio caters to individuals and families across Lincoln and Omaha. Our experienced mortgage professionals are here to guide you through each step of the loan process, ensuring you make informed decisions every step of the way.

Your Partner in Financial Wellness

At Capital City Mortgage, we go beyond merely providing mortgage solutions. We are committed to enhancing your financial well-being. Our expertise extends to debt consolidation, refinance options, and reverse mortgages, empowering you to manage your finances effectively and secure a brighter future.

Why Choose Capital City Mortgage?

  • Personalized service tailored to your specific needs
  • Transparent communication and guidance throughout the loan process
  • Extensive experience serving the Lincoln and Omaha communities, and the entire State of Nebraska 
  • Access to competitive interest rates and a diverse range of loan options
  • Commitment to your long-term financial success
  • Relationship with multiple mortgage companies and mortgage lenders

Experience the Capital City Mortgage Difference Today

Whether you’re purchasing your dream home or looking to refinance, we are here to make your mortgage journey seamless and stress-free. Contact us today to explore your options and take the first step towards homeownership in Nebraska. Let’s turn your dreams into reality together.

Nebraska Mortgage Options

Nebraska residents have several mortgage options available to them. Conventional mortgages, with low down payments. FHA loans, require a smaller down payment and are generally easier to qualify for. VA loans are available to eligible active-duty military personnel and veterans. USDA loans help borrowers in rural areas with low to moderate-income purchase homes. Additionally, Nebraska residents may be eligible for various state and local first-time homebuyer programs and down payment assistance programs.

Lincoln Mortgage Options

Residents of Lincoln, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. An FHA loan is also an option, requires a lower down payment, and is generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income home buyers. Additionally, Lincoln, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.

Omaha Mortgage Options

Residents of Omaha, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. FHA loans are also an option, require a lower down payment, and are generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income homebuyers. In addition, Omaha, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.

Top Mortgage Questions

Kandi Slocum
Kandi Slocum
September 3, 2023
I worked for a local business for 5 years and in January bought it from the owners. Even though I was still paying myself in the form of a W2 it was hard to find a lender willing to use my income which made finding what we needed near impossible..Capital City went above and beyond. They got us a great rate, kept in communication with us, made submitting documents easy even though we are a little over an hour away. There was even an issue where we need a quick late night decision and despite it being after 7 on a Friday they figured it out for us. I dont forsee moving again buy if we did we would use them again!
Christopher Slocum
Christopher Slocum
August 29, 2023
Great company made the home buying process easy
Chad Gerk
Chad Gerk
September 29, 2022
Want the best rate possible? Want someone that truly has your best interest at heart? Want someone that treats you like a human being and not just a number or paycheck?? Not only is Lynette a great person, she has built a great company!! Look no farther than Capitol City Mortgage for all your financing options!! They are beyond wonderful!! Once we found them, we wont even consider going or looking elsewhere!! You wont be disappointed!!
Benji Martens
Benji Martens
November 21, 2021
Great communication, quick and very professional!
Marcus Schmidt
Marcus Schmidt
July 19, 2020
As a repeat customer I have had all positive experiences. Lynette is always helpful and informative. She has always provided me options and is straight forward with what is best.
Antoinette Martin
Antoinette Martin
July 15, 2019
Capital City Mortgage are one of the best broker shops in Nebraska. They always offer elite client service and are able to get loans to the closing table on time. I can truly attest that if your in the Lincoln, NE area there's no better broker to go with for your loan!
Karla Valdez
Karla Valdez
April 3, 2019
Capital city mortgage was very professional at getting things done in a timely manner. The staff is great to work with. I would recommend them to any persons looking for a mortgage company .

Capital City Mortgage –

Lincoln Office NMLS # 3320

402-489-2099

Capital City Mortgage –

Omaha Office NMLS # 2392854

402-489-2099

Mortgage Updates

Navigating Omaha VA Mortgage Rates

Navigating Omaha VA Mortgage Rates

When it comes to securing a home loan, especially for veterans, understanding the intricacies of mortgage rates is crucial. In the heart of the Midwest, Omaha, Nebraska, stands as a vibrant city with a rich history. For veterans considering homeownership in this area,...

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Revitalize Your Home with These Spring Cleaning Tips

Revitalize Your Home with These Spring Cleaning Tips

As the chilly winter days make way for the warmth of and EARLY spring, it's the perfect time to give your home a rejuvenating makeover. Spring cleaning isn't just about dusting and decluttering; it's an opportunity to breathe new life into your living space. Here are...

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